The Double Coverage method means there are two possible outcomes on every deal:

1) The loan performs as planned and our client receives their capital plus profit, or

2) The loan does not perform and our client receives the underlying real estate through a deed in lieu of foreclosure

In either case, our client’s capital is secured by real assets. Our team acts as professional consultants and guides on all decisions, and we handle all paperwork and legwork involved.

No, you won't.

We are offering an opportunity to generate interest income as the lender on each deal.

Our clients do not purchase or operate properties. Instead, clients act as the lender, loaning capital to experienced real estate investors for short-term projects such as fix & flips. The loan is secured by real estate, but ownership remains with the borrower unless a default scenario occurs.

You’re covered.

Every deal is structured with multiple layers of protection. A deed in lieu of foreclosure is put in place on every deal. This means that in the case of a default, the title company will transfer the deed to the property into your name, without the need for a legal foreclosure proceeding. Our team will then guide you through the options of either selling the property for a profit, or placing a tenant into the property to generate long-term rental income. Our strict underwriting standards ensure that our clients stand to generate more profit in the case of a default than they would have had the loan been repaid.

No, you won’t.

In 99% of our  deals our clients receive their capital back plus profit, not properties. That said, we plan for contingencies. In the unlikely event a borrower defaults and a deed is transferred, safeguards are already in place to protect the remaining capital and ensure unfinished work can be completed.

Contractors don’t get handed a big bag of money upfront that they can ride off into the sunset with. Materials are paid for first, and once those are secured and reconciled, the remaining funds are released in staged progress payments, or draws, based on work that’s actually been completed. If the work stops, the payments stop.

For additional security, funds can be distributed to contractors through the title company, providing an extra layer of oversight and control. These procedures are designed to limit exposure and ensure capital remains available even if a contractor fails to perform.

If a contractor tried anything shady, they’d really just be shooting themselves in the foot - the ongoing volume of projects we give them is far more valuable than any one draw, and they’d lose the relationship immediately.

You have two straightforward options, and in either case our team will help guide the process.

1) Sell the property for a profit - we work with buyers who regularly purchase residential properties and can often complete a cash sale within a few weeks

2) Hold the property for long-term rental income - If you prefer to keep the property, our team can help place a tenant and set up professional property management

The goal in either scenario is to make the situation as simple, manageable and profitable as possible for you.

You won’t need to.

Our model is designed to be completely hands-off for clients. Clients are not purchasing the property or managing a fix-and-flip - they’re acting as the lender. That means there’s no reason for you to visit the property, manage contractors, or be involved on-site in any way.

Anything that requires boots on the ground is handled by the borrower and the Atlas Capital team. You review the underwriting, inspections, appraisals, and documentation, then step back while the deal runs. The investor borrowing the money is the one visiting the property and overseeing the work - not you.

From your perspective, you’re lending capital, secured by real estate, and earning monthly interest without leaving your home office.

Every opportunity is fully underwritten in-house, with each deal analyzed down to the dollar before it’s ever presented to a client. Our underwriting team evaluates the purchase price, rehab budget, after-repair value (ARV), timeline, and expected profitability, and only deals that meet our internal standards move forward.

Our incentives are fully aligned with our clients’. Atlas Capital Group earns a performance-based profit share on each deal - if a deal doesn’t produce profit, we don’t get paid. It takes many successful transactions for us to cover our operating costs and grow the business, which gives us a strong incentive to underwrite conservatively and focus on deals where clients have the best chance of realizing their expected returns.

Transparency is a core part of the process. All underwriting materials are shared with clients before any commitment is made, including the projected profit calculated to the dollar. Clients have full discretion to choose the deals they want to participate in, decline any opportunity, and share all documentation with their attorney or advisor for independent review.

Put simply, no one benefits from pushing through weak deals: the borrower, our underwriting team, and the client all have to agree before capital is ever deployed.

No, you're not.

Every deal is structured so that risk is shared and incentives are aligned across three parties. 

First, the real estate investor finds the deal, runs their own inspection and rehab estimate, and only submits opportunities they’re willing to execute. Second, Atlas Capital Group performs a second round of underwriting and only approves deals that meet our internal standards. Third, our client reviews the full underwriting package and chooses whether to participate.

In addition, incentives are aligned across the board. Atlas Capital Group earns a performance-based profit share, which means we only get paid when deals perform and clients receive their profit. 

And the borrower’s ability to continue doing deals through Atlas depends on performance and protecting the relationship. If a borrower does anything that puts our clients’ capital or expected outcomes at risk, they lose the privilege of working with us and their access to financing is permanently revoked.

No, they're not.

All transactions are completed above board and professionally, using all proper documentation:

• Licensed title companies

• Real estate attorneys

• Purchase & Sale Agreements

• Promissory notes

• Deeds in lieu of foreclosure

• Licensed appraisers

• Licensed home inspectors

• Licensed and insured contractors who guarantee their work

All financials and documents are shared transparently with clients for full review before any commitment is made.

Yes, they are.

Title companies are licensed and regulated at the state level, and the professionals involved in the transaction - including title agents and, where applicable, real estate attorneys - must also meet licensing and compliance requirements. This ensures transactions are handled by qualified, accountable parties rather than informally between individuals.

From a lender’s perspective, using a licensed title company provides several important protections. The title company conducts a full title search to confirm ownership and identify any existing liens, ensures that the lender’s position is properly recorded, and manages the secure disbursement of funds according to written instructions. In many cases, contractor payments can also be routed through escrow, adding another layer of oversight.

In short, the title company acts as a neutral third party that helps ensure documents are executed correctly, funds are handled properly, and the lender’s interest in the property is protected throughout the transaction.

Yes, your lien will be in 1st position.

There’s no bank ahead of you.

We only lend on properties that are free and clear, so your loan is secured directly against the property and sits first in line.

In plain terms, there’s no one ahead of you trying to get their money back first, which gives you a much cleaner and stronger position if a deal doesn’t go as planned.

Yes, they are.

The borrowers our clients lend to are professional real estate investors who have an established, long-term working relationship with Atlas Capital Group. Since January 2025, we have funded over 70 fix-and-flip transactions, and the investors we work with have completed multiple projects with us and repaid their loans as agreed.

We are selective about who we allow to borrow through our platform. Borrowers understand that maintaining a strong track record is essential — a default would result in the loss of future access to Atlas Capital Group funding, which they are not willing to risk.

To further mitigate risk, all first-time clients are paired with experienced, trusted borrowers who have already completed successful transactions with our team. We do not place client capital with new or unproven borrowers on their initial deals.

Since January 2025, Atlas Capital Group has funded over 70 fix-and-flip projects. In addition to residential projects, our team also participates in other asset-backed developments, including the construction of a $50 million polo facility in Argentina, demonstrating experience across multiple project types.

Our team facilitates transactions where clients typically lend capital at approximately 5% per month, compounded monthly.

• A 3-month project may result in roughly 15%

• A 4-month project may result in roughly 20%

Example:  $50,000 is loaned at 5% per month for four months.

This yields a total return of 20%, which is an expected  profit of $10,000

The majority of our clients are in this category.

If you don’t have liquid capital available, we work with clients who have strong credit profiles and help them establish deployable capital first. Our funding strategists guide clients through applying for select business credit offers we’ve researched from reputable banks like American Express, Chase, and others that offer 0% interest introductory periods, often for up to 12 months, and without annual fees.

This capital-establishment phase is part of our consulting process and is provided at no cost. 

This initial step is simply about establishing working capital so you can participate in our deals. There’s no charge for that part of the process. If you decide to move forward and use that capital in deals we bring you, we participate on the backend with a small profit share, which makes it worth it for us to help you establish funding. We're focused on helping clients get set up properly so they can participate in deals long term.

By lending $40,000–$50,000 against properties valued at $80,000–$100,000, deals are structured with a significant equity buffer.

Historically, even during severe market downturns such as 2008, national price declines averaged around 30%. So the worst case scenario is a property worth $80K drops by 30% to $56K, which still covers our client’s position.

And because the money is only tied up for three or four months at a time, you’re not sitting in the deal long enough for market swings to really creep in, so the odds of this hypothetical scenario actually happening are very slim.

Yes.

Clients are never automatically placed into deals. Each opportunity is presented individually, and clients decide which deals they want to participate in based on the underwriting, timeframe and structure.

Yes.

We encourage clients to review all materials, conduct independent research, and share information with their attorney, accountant, or financial advisor. Transparency is core to how we operate.

Transactions are short-term, typically ranging from one to six months, with most projects falling in the three to four-month range. Capital plus profit is returned upon project completion.

No.

Atlas Capital Group does not pool investor capital. Each transaction is deal-by-deal, with client capital tied directly to a specific property and loan structure.

It’s straightforward. Clients typically qualify in one of two ways:

1) By bringing available liquid capital, or
2) By having strong credit that allows access to low-interest or 0% business funding

If capital needs to be established, our team can help guide you through that process at no cost.

Once you have capital in place, you’re able to participate in deals we present.

Private lending can help build generational wealth by focusing on capital preservation, steady growth, and repeatability.

Instead of tying money up in long-term assets that require ongoing management, private lending allows capital to be deployed into short-term, asset-backed deals where it can return with profit and then be redeployed again.

Over time, this creates a compounding effect - capital grows, stays liquid, and can be reused across multiple deals rather than being locked into a single property.

Because loans are secured by real estate and structured conservatively, the emphasis is on protecting the capital first and growing it steadily.

For many families, this approach can complement traditional investing by creating a durable capital base that can be reinvested, diversified, or passed down, rather than relying on a single asset or long hold period to do all the work.